Digital Payments Without Digital Barriers.

CMS

0 Cr.

Market Share 20%

BC Bussiness

0 Cr.

Market Share 15%

Payment Aggregator

0 -Cr.

Market Share 0.5%

Merchant Networks

0 Million

Industries We Work With

Seamless customer/merchant onboarding with KYC & bank account verification, through APIs & custom solution. Banks & NBFCs can verify customer bank details before disbursing loans.

Our Product Stack

Enable hassle-free EMI deductions from customers’ accounts via UPI Autopay, NACH, and eMandates. Reduce defaults with automated reminders and retry mechanisms.

Our Product Stack

A unique Static QR printed on the customer’s passbook or loan card enables instant EMI collections anytime, allowing customers to pay any amount through a single reusable QR.

Our Product Stack

Enable MFIS/ NBFC field employee to collect EMIs digitally via QR or in cash, with secure deposits at nearby CMS-enabled locations for faster reconciliation.

Our Product Stack

Empower customers to self-manage loan repayments via a dedicated mobile app. Supports multiple payment modes with instant payment confirmations. Banks & NBFCs reduce collection costs by enabling customers to pay EMIs directly through an app.

Our Product Stack

Collection of payments on the go by your Delivery person or salesman upon your delivered goods by various payment methods UPI, Cash, etc and track against each retailer’s payments

Our Product Stack

Retailer can make direct payments to distributor using our stack making distributor collections easy. Allow retailers to make payments directly via a self-service app.

Our Product Stack

Distributor can track daily collections, SFO/Delivery activities and manage Retailer-wise Ledger. Instant reconciliation of daily collections for streamlined operations.

Our Product Stack

Customers can withdraw or deposit cash using Aadhaar-linked bank accounts. Ideal for rural banking and last-mile financial inclusion.

Our Product Stack

Customers can withdraw or deposit cash using Aadhaar-linked bank accounts. Ideal for rural banking and last-mile financial inclusion.

Our Product Stack

Customers can withdraw at ease at their nearest shops using their debit card transactions. Enhances accessibility to banking services in remote areas.

Our Product Stack

POS device for quick and secure debit/credit card transactions. Reduces cash dependency for businesses and retail stores.

Our Product Stack

Accept payments via ERP platforms used by FMCG & Pharma Distributors. Accept & reconcile payments directly within your ERP system.

Our Product Stack

Fingpay’s Virtual Account Solutions Simplify your collections process. Effortlessly collect payments from merchants or distributors and receive real-time callbacks for instant confirmation and smooth, automated settlements

Our Product Stack

Enable cashless payments at checkout counters with instant dynamic QR/POS generation. Improve transaction accuracy and speed while eliminating manual entry errors.

Our Product Stack

Offer seamless travel and insurance solutions through our partnerships to your customers for better retention & customer engagement

Our Product Stack

Our Financial API Solutions

Accelerate your customer acquisition with Fingpay’s digital KYC and verification APIs — built
for NBFCs, MFIs, Fintechs, Banks, Corporates Partner

Customer Application Suite

Manage the entire end-to-end customer journey — from onboarding to verification, document collection, and approval — all within a single workflow.

PAN Verification API

Instant validation of PAN details from NSDL databases ensuring compliance & fraud prevention.

Aadhaar Verification API

Seamless Aadhaar authentication (via biometric, OTP, or XML) for paperless onboarding.

Voter ID Verification API

Verify voter ID credentials instantly through official electoral data sources.

Bank Account Verification API

Enable real-time bank account verification using penny-less or penny-drop mechanisms.

Fingpay’s unified Payment APIs enable seamless UPI, AadhaarPay, POS, and online transactions

with flexible integration and MDR-based revenue.

BHIM UPI

Integrated UPI acquiring and merchant QR solution supporting intent, static, and dynamic flows.

BHIM AadhaarPay

Accept payments directly from customers’ Aadhaar-linked bank accounts with biometric authentication.

POS (mPOS)

Accept seamless in-person payments using credit and debit cards through secure and portable mPOS devices.

Payment Gateway

Enable fast and secure online payments across UPI, cards, net banking, and wallets via a single integration.

BBPS

Offer a unified platform for secure and instant payment of utility and recurring bills under the BBPS ecosystem.

Fingpay’s unified API and SDK suite empowers partners to seamlessly integrate AEPS, CMS, and Micro

ATM services into their platforms to enabling instant access to last-mile banking.

CMS Services

End-to-end cash management & collection services for corporates, MFI’s and NBFC partners.

AEPS – Aadhaar Enabled Payment System

Seamless Aadhaar-based cash withdrawals, deposits, and balance inquiries ensuring financial access for all.

Micro ATM

Instant cash withdrawal, balance inquiry & fund transfer through our Fingpay-powered micro-ATMs deployed.

What our Partners say

Trusted by Leading Financial Institutions across India

“Fingpay has revolutionized our approach to digital collections. Their innovative solutions and dedicated support have been instrumental in our growth.”

Vivek Tiwari

MD & CEO

Satya Micro Capital

Amitesh Kumar

COO / CFO, Midland MicroFin Ltd.

“In order to become a world-class role model microfinance institution, Midland Microfin Limited always intended to be compliant-oriented, adopting proactive risk mitigation strategies, and always endeavors to bring innovation to the business model of the company. In line with the same philosophy, Midland Microfin Limited has collaborated with “Fingpay” for using their Cash Management Solutions for depositing repayment cash at the field level. They have a robust network of CMS points at the rural level and a reconciliation system which helps us a lot. Fingpay has given us great satisfaction always through their support and services at the ground level. I hope to continue the cooperation many times over.

Aastha Gupta

CEO, Share India Fincap Pvt. Ltd.

“As a satisfied customer, I can confidently say that Fingpay has revolutionized our approach to cashless collections.The platform’s reliability and ease of use have significantly boosted our operational efficiency, reducing the dependency on cash handling and ensuring a smooth flow of payments. Fingpay’s innovative technology has empowered us to serve our customers better, especially in remote areas where digital payment accessibility was a challenge. It has truly made a great impact on how we collect payments, paving the way for a more inclusive and cashless future. Kudos to the Fingpay team for their exceptional product and service!

Svatantra Microfin Private Limited

Manager, Information Technology

“We have been working with Fingpay since 2018, and it has been an incredibly positive experience. Their EMI Collection services, Cash Management, and Digital Payments solutions have consistently met our business needs and exceeded our expectations. Over the years, we’ve seen continuous improvements and product enhancements, which have played a significant role in streamlining our operations and ensuring seamless financial transactions.

Media Insights

Recognized by leading media outlets in India

Inspiring Leadership Exchange at AIMA YLC 2024

An Inspiring Encounter at “Young Leaders Council AIMA Summit 2024! “@AnkurWarikoo”
#AIMAYLC2024 #Leadership #Inspiration #YoungLeaders

Knowledge Exchange on the Future of Microlending

Fingpay was honored to be part of “Re-imaging Microlending: Emerging Technological Trends and Innovations”, an interactive breakaway session that explored the innovations in the microfinance sector, and how these transformative steps are aided by technological advancement.

Ground Engagement with Community Partners

At #Fingpay, staying connected to the #communities we serve isn’t just a priority—it’s the #foundation of what we do. Fingpay has a recent field visit to Samasta centre.

Welcoming Ms. Purvi Bhavsar at Our Indore Office

We were delighted to host Ms. Purvi Bhavsar, Co-founder and MD of Pahal Financial Services Pvt. Ltd., at our Indore office.

Fintech Meetup with Abhishant Pant at Fingpay

Fingpay had the honor to have a Fintech Meetup with industry expert Abhishant Pant at its office at Indore (M.P.)

Reinventing Business Models: A Panel Discussion

Panel Discussion on Entering New Frontiers and Reinventing Existing Models. #IvyCapDay2024 #Fintech #Innovation #Leadership #Payments #VentureCapital #TheCatalystEffect

About Fingpay

"Connecting every transaction - From People to Business

Our Vision

“To Redefine the future of Payments by becoming the most trusted partner for businesses Globally..”

Our Mission

“To build reliable, scalable, and secure payment infrastructure that connects people, businesses, and institutions via technology.”

Backed by ICICI Bank & IvyCap Ventures, Fingpay is India’s leading B2B fintech platform, empowering businesses with secure, inclusive, and scalable payment solutions since 2016.