Changing the way India makes payment
Payment solution and payment aggregator company, having UPI payment Stack, Aadhaar-Enabled Services, CMS, White-label application, and more.
15% Market Share
Industries We Work With
End-to-End KYC & Onboarding Infrastructure
Seamless customer/merchant onboarding with KYC & bank account verification, through APIs & custom solution. Banks & NBFCs can verify customer bank details before disbursing loans.
Automated EMI Collection (Autopay)
Enable hassle-free EMI deductions from customers’ accounts via UPI Autopay, NACH, and eMandates. Reduce defaults with automated reminders and retry mechanisms.
Collection via Customer (Customer App)
Empower customers to self-manage loan repayments via a dedicated mobile app. Supports multiple payment modes with instant payment confirmations. Banks & NBFCs reduce collection costs by enabling customers to pay EMIs directly through an app.
Empower Every Step of the Lending Journey — from onboarding to collections, make your lending process seamless, digital, and compliant with Fingpay’s powerful platform
UPI QR Transactions
Processed
Payments collection via SFO/Delivery person (FMCG SFO App)
Collection of payments on the go by your Delivery person or salesman upon your delivered goods by various payment methods UPI, Cash, etc and track against each retailer’s payments
Direct Retailer Payments Collection (FMCG Retailer App)
Retailer can make direct payments to distributor using our stack making distributor collections easy. Allow retailers to make payments directly via a self-service app.
Retailer Collection & Daily Reconciliation Management (Distributor Portal, Instant & Multi-slot settlement)
Distributor can track daily collections, SFO/Delivery activities and manage Retailer-wise Ledger. Instant reconciliation of daily collections for streamlined operations.
UPI QR Transactions
Processed
AEPS Cash withdrawal/Cash Deposit
Customers can withdraw or deposit cash using Aadhaar-linked bank accounts. Ideal for rural banking and last-mile financial inclusion.
Pay for your purchases via Aadhaar Pay
Enabling digital payments at retail stores and local merchants. Customers can pay for their purchases of goods/services using their Aadhar authentication
MATM - Withdraw cash at ease
Customers can withdraw at ease at their nearest shops using their debit card transactions. Enhances accessibility to banking services in remote areas.
mPOS - Pay for your purchases
POS device for quick and secure debit/credit card transactions. Reduces cash dependency for businesses and retail stores.
UPI QR Transactions
Processed
Seamless Payment & Data Integration for Enterprises
Accept payments via ERP platforms used by FMCG & Pharma Distributors. Accept & reconcile payments directly within your ERP system.
Seamless virtual A/C collections & auto reconciliations
Fingpay’s Virtual Account Solutions Simplify your collections process. Effortlessly collect payments from merchants or distributors and receive real-time callbacks for instant confirmation and smooth, automated settlements
Cashless checkout at retail & FMCG Stores
Enable cashless payments at checkout counters with instant dynamic QR/POS generation. Improve transaction accuracy and speed while eliminating manual entry errors.
Access Travel & Insurance Products for Business
Offer seamless travel and insurance solutions through our partnerships to your customers for better retention & customer engagement
UPI QR Transactions
Processed
Our Financial API Solutions
Accelerate your customer acquisition with Fingpay’s digital KYC and verification APIs — built
for NBFCs, MFIs, Fintechs, Banks, Corporates Partner
Customer Application Suite
Manage the entire end-to-end customer journey — from onboarding to verification, document collection, and approval — all within a single workflow.
PAN Verification API
Instant validation of PAN details from NSDL databases ensuring compliance & fraud prevention.
Aadhaar Verification API
Seamless Aadhaar authentication (via biometric, OTP, or XML) for paperless onboarding.
Voter ID Verification API
Verify voter ID credentials instantly through official electoral data sources.
Fingpay’s unified Payment APIs enable seamless UPI, AadhaarPay, POS, and online transactions
with flexible integration and MDR-based revenue.
BHIM UPI
Integrated UPI acquiring and merchant QR solution supporting intent, static, and dynamic flows.
BHIM AadhaarPay
Accept payments directly from customers’ Aadhaar-linked bank accounts with biometric authentication.
POS (mPOS)
Seamless Aadhaar authentication (via biometric, OTP, or XML) for paperless onboarding.
Payment Gateway
Seamless Aadhaar authentication (via biometric, OTP, or XML) for paperless onboarding.
BBPS
Verify voter ID credentials instantly through official electoral data sources.
Fingpay’s unified API and SDK suite empowers partners to seamlessly integrate AEPS, CMS, and Micro
ATM services into their platforms to enabling instant access to last-mile banking.
CMS Services
End-to-end cash management & collection services for corporates, MFI’s and NBFC partners.
AEPS – Aadhaar Enabled Payment System
Seamless Aadhaar-based cash withdrawals, deposits, and balance inquiries ensuring financial access for all.
Micro ATM
Instant cash withdrawal, balance inquiry & fund transfer through our Fingpay-powered micro-ATMs deployed.
What our Partners say
Trusted by Leading Financial Institutions across India
“Fingpay has revolutionized our approach to digital collections. Their innovative solutions and dedicated support have been instrumental in our growth.”
Vivek Tiwari
“Fingpay has revolutionized our approach to digital collections. Their innovative solutions and dedicated support have been instrumental in our growth.”
Vivek Tiwari
“Fingpay has revolutionized our approach to digital collections. Their innovative solutions and dedicated support have been instrumental in our growth.”
Vivek Tiwari
Amitesh Kumar
“In order to become a world-class role model microfinance institution, Midland Microfin Limited always intended to be compliant-oriented, adopting proactive risk mitigation strategies, and always endeavors to bring innovation to the business model of the company. In line with the same philosophy, Midland Microfin Limited has collaborated with “Fingpay” for using their Cash Management Solutions for depositing repayment cash at the field level. They have a robust network of CMS points at the rural level and a reconciliation system which helps us a lot. Fingpay has given us great satisfaction always through their support and services at the ground level. I hope to continue the cooperation many times over.
Aastha Gupta
“As a satisfied customer, I can confidently say that Fingpay has revolutionized our approach to cashless collections.The platform’s reliability and ease of use have significantly boosted our operational efficiency, reducing the dependency on cash handling and ensuring a smooth flow of payments. Fingpay’s innovative technology has empowered us to serve our customers better, especially in remote areas where digital payment accessibility was a challenge. It has truly made a great impact on how we collect payments, paving the way for a more inclusive and cashless future. Kudos to the Fingpay team for their exceptional product and service!
Svatantra Microfin Private Limited
“We have been working with Fingpay since 2018, and it has been an incredibly positive experience. Their EMI Collection services, Cash Management, and Digital Payments solutions have consistently met our business needs and exceeded our expectations. Over the years, we’ve seen continuous improvements and product enhancements, which have played a significant role in streamlining our operations and ensuring seamless financial transactions.
Media Insights
Inspiring Leadership Exchange at AIMA YLC 2024
An Inspiring Encounter at “Young Leaders Council AIMA Summit 2024! “@AnkurWarikoo”#AIMAYLC2024 #Leadership #Inspiration #YoungLeaders
Knowledge Exchange on the Future of Microlending
Fingpay was honored to be part of “Re-imaging Microlending: Emerging Technological Trends and Innovations”, an interactive breakaway session that explored […]
Ground Engagement with Community Partners
At #Fingpay, staying connected to the #communities we serve isn’t just a priority—it’s the #foundation of what we do. Fingpay […]
About Fingpay
"Connecting every transaction - From People to Business
Our Vision
“To Redefine the future of Payments by becoming the most trusted partner for businesses Globally..”
Our Mission
“To build reliable, scalable, and secure payment infrastructure that connects people, businesses, and institutions via technology.”
Backed by ICICI Bank & IvyCap Ventures, Fingpay is India’s leading B2B fintech platform, empowering businesses with secure, inclusive, and scalable payment solutions since 2016.
Banking Solutions
AEPS, UPI, mATM & mPOS services
Payment Infrastructure
Secure API & SDK integrations
Financial Services
Digital lending & collections
Our Investors
Our Banking Partners
1M+
Merchants
USD 9+ Bn
Transactions Processed
40+
Enterprise Clients
Pan-India
Urban, Rural & Remote Markets
Meet the minds behind Fingpay
Pratyush Halen
Anurag Agrawal
Rahul Joshi
Vikram Gupta
Want to be a part of this
Exciting Journey?
Want to Experience Seamless Payments?
<2secs
Transaction Processing speed
<99.99%
Success Rates
Customizable solutions
RBI-NPCI Compliant & Regulated PCI-DSS & ISO
<0
Latency/ Downtime
Our Investors
Our Investors
Want to be part of Fingpay & create impact?
Be part of a dynamic fintech team & believes at full individual ownership and shaping the future of digital payments.
Life at Fingpay
Investors
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Glimpse on CSR Activities
CSR Partners Associated So far
